Custom Paper: The Health Reform Federal Law
The health reform federal law has also affected those children up to the age of 25. The young adults below the age of 26 will be allowed to stay on their parent’s family policy or otherwise be added to it. However, this option may be limited to only those that don’t have a present employment-based insurance. Insurance companies have embraced by the move for implementation in order to help avoid the gap in coverage for new college graduates and other young adults.
The new law prohibits insurance plans that deny coverage to children based on pre-existing conditions. This ban since the implementation of the law has been of paramount importance since previously, the insurance companies would refuse to take up coverage for a child who needs urgent health care on a pre-existing health condition (HealthReform.Gov, 2011).
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